Health Insurance policies: With medical costs spiralling out of control and the increase in shift to lifestyle diseases, healthcare today is at its all-time high in terms of treatment costs. In the event of an unforeseen illness, you may have no option other than to utilize your hard earned savings, built over lifetime. Finally, what’s more important than your health and what is the better way to protect it than with the right Health Insurance Plan. A Health Insurance plan ensures complete peace of mind and makes sure that you use your hard-earned savings for the real reasons – Be it your child’s higher education or his dream wedding, a well-deserved family vacation or just about anything you dreamt  all your life.

 

For those who have a family, we recommend a family floater instead of a standalone policy, because with lower premium you can get Higher Sum assured for Family and the probability of all family members needing hospitalization at one go is remote. Even if your employer offers group medical insurance, get your own cover. A change of job or retirement could leave you without health insurance. Getting a fresh cover after Age 45 or older  is difficult.

 

General Insurance or Non-life Insurance policies is a practical option for every person who would like to live a risk-free life. Risk is associated with everything and so, it is important to secure all the things that we own and that security is provided by insurance. General insurance covers insurance policies fire, marine, motor, accident and other miscellaneous non-life insurance. The tangible assets are susceptible to damages and a need to protect the economic value of the assets is needed. For this purpose, general insurance products are bought as they provide protection against unforeseeable contingencies like damage and loss of the asset.

Types of General Insurance – Individuals:

Motor Insurance:

• Protection from a financial loss arising out of loss or damage to your vehicle.
• Protection from liability towards third parties for personal injury.
• Protection from death and property damage on account of any accident involving your vehicle.
• Cash Less and Hassle free Claim procedure.

Travel Health Insurance:

There’s a lot you’re exposed to while traveling abroad. And even though you’ve planned everything down to the smallest detail, there’s no telling when a calamity might strike. A sudden illness, loss of baggage, a financial emergency…. with Travel Health Insurance from you can be sure you’re covered for a whole host of calamities that may occur while traveling abroad.

Personal Accident:

An accident can happen at any time. And it could leave you with permanent harm or temporary disability, both of which could affect your life and your family.

Home Insurance:

Home insurance policy is designed to cover various risks and contingencies faced by home owners and Safeguard the structure and contents of your home against natural calamities and human misintents. Get a comprehensive coverage for the lowest premium rate.